Commonly asked questions about bad credit

By | 2017-08-09T18:21:13+00:00 April 19th, 2017|Credit, The411|

A lot of Canadian consumers have asked us a lot of questions in regards to fixing their bad credit, so we have decided to list some of the most common ones below. How long does it take to fix a bad credit rating in Canada? There is no simple answer to this, but if

Considering paying cash for your next car?

By | 2017-08-09T17:16:15+00:00 April 9th, 2017|Credit, Tips|

People seem to think that cash is the best way to pay for an automotive purchase, some will even try to convince you that you should only consider buying if you can pay for it outright. While it’s true that it is the least expensive option, since it eliminates interest, that doesn’t necessarily make

Breaking the bad credit cycle

By | 2017-08-09T16:28:37+00:00 February 27th, 2017|Bad credit, Credit, Tips|

Having bad credit can feel like a never-ending cycle. You pay off a bill, which makes you late on your other dues, in turn lowering your credit score, increasing your perceived risk and causing applicable interest rates to skyrocket. Getting help while caught in this cycle can seem impossible, but we are here to

What affects your credit score?

By | 2017-08-09T16:10:02+00:00 January 14th, 2017|Bad credit, Credit, Information|

Lenders use this number to determine how much of a risk it is to let you borrow money. Many lenders, including credit card companies and automotive dealerships, check your score in order to determine how much they’re willing to lend you and how much interest they should charge you. Now you’re wondering how your