Get a car loan in Oshawa

Find a Car in Oshawa Today!

On the shores of Lake Ontario and 60 kilometers from downtown Toronto is Oshawa, the largest municipality in the Durham region with a population of 370,000 people. The city’s name Oshawa originates from the Indigenous language Ojibwa and means “the crossing place.”

Oshawa was founded in 1849 after the gradual settlement of this region and the emergence of numerous hotels, shops, post offices and churches in the early 1800s. This event gave impetus to the development of the Oshawa industry, and in many ways, thanks to the Grand Trunk Railway, which passed through the city and connects Toronto and Montreal. In 1876, the McLaughlin Carriage Company was founded, which eventually became the ancestor of one of the largest automotive companies in the North America - General Motors of Canada.

Despite the recognition as the sole “Automotive Capital of Canada,” Oshawa boasts numerous educational and health facilities around the city. There is Oshawa Clinic, which is considered as one of the largest medical groups in Canada. A favorable economic environment and accessibility make Oshawa a superior choice for the young entrepreneur.

Similar to the Greater Toronto Area, Oshawa has a humid continental climate. In summer and winter, there are almost no extreme temperatures; the weather is mild and warm.

Through the southern part of the city passes Highway 401, which was the first provincially maintained highway, replacing Highway 2. In 2016, the first part of 407 ETR was opened, which now goes to Harmony Road, including a tolled link to Highway 401, better known as Highway 412.

How to get a quick approval Auto Loan in Oshawa


Are you seeking an auto loan in Oshawa, but are limited by bad, or no credit? Regardless of your credit situation, can help you get a car loan even with a poor credit history.

The Carloans411 process to getting a new vehicle is VERY simple

1) Submit an application – Our simple application form only takes 1-2 minutes to complete
2) Get Approved – After your application is submitted, we work to connect you with a dealership close to Oshawa, so you can pick up your car at the most convenient location.
3) Drive away happy – It is our goal to get you on the road in your new vehicle in less than 48 hours.

The entire process takes two minutes to complete and is 100% free. There is NO obligation to purchase after you have filled out the application. We have simplified everything because we understand your time is valuable and want the quickest results possible.

Bad Credit Car Loans in Oshawa

Are you struggling to get approved for a vehicle because of previous events which have affected your credit? If that is the case, you are not alone. Approximately 15% of all Canadians have a “bad” credit rating. The reasons may vary, but at the end of the day, if you’re stuck in this situation, you have limited options when it comes to getting approved for any type of loan, including car loans.

So, how do you repair your credit? There are many ways to do this, but one of the BEST ways is by limiting your debt, and making sure you make all your payments on time. We understand that mistakes happen in life, and everybody deserves second chances. This is why Carloans411 will approve bad credit car loans when nobody else will. We have faith in your decision to get a new vehicle and successfully improve your credit. Whether you need your vehicle for traveling to work, or helping out with the family, we know how important having a vehicle can be.

No Credit Car Loans in Oshawa

Similar to having bad credit, having NO credit can be just as tricky when trying to get approved for a car loan. Most financial institutions like to see a positive history of paying back debts before offering a loan. However, how are you supposed to get approved for a loan if you’re fresh out of school and recently started a new job? There are many scenarios where having no credit is simply due to the fact that you haven’t much experience in life, and the work industry. Lots of people are searching for no credit check car loans, but the reality is, nobody will lend to you without checking your history. realizes not everything is black and white, and that you might be an amazing and loyal customer, even with no credit history at all. This is why we will get you on the road driving a new vehicle, regardless of your credit situation.

Get accepted today