Your use of CarLoans411.ca depends on your acceptance, without modification, of the following terms and conditions (the "Terms and Conditions"). By using CarLoans411.ca you accept these Terms and Conditions.
CarLoans411.ca may, in its sole discretion and for any reason, modify, supplement or amend these Terms and Conditions without any notice or liability to you or any other person, by posting revised Terms and Conditions on the CarLoans411.ca web site. Your continued use of the CarLoans411.ca website signifies your acceptance of such revised Terms and Conditions. View the website to review the most recent version of the Terms and Conditions.
When you submit an application to CarLoans411.ca (the "Application") we work together with service providers to process your Application. We do not arrange for or facilitate credit. We will release some or all of the information in your Application to these service providers in order to locate an appropriate credit provider for you.
By submitting an Application to CarLoans411.ca, you certify that all information which you provide in the Application is true and complete and you authorize CarLoans411.ca or our agents or affiliates to:
You can withdraw your consent to being contacted by CarLoans411.ca at any time by notifying us at info@CarLoans411.ca or by using the unsubscribe option on any of our electronic messages.
CarLoans411.ca does not warrant the authenticity or reliability of the websites linked to the CarLoans411.ca website and is not responsible for the contents of any linked website. The inclusion of a link on the CarLoans411.ca website does not constitute endorsement of the linked website by CarLoans411.ca. Use of any such linked website is at the user's own risk.
This website is not intended for use by minors. If you are under the age of majority in your jurisdiction, you may only use the CarLoans411.ca website, or any services provided in conjunction with the website, under the supervision of an adult. CarLoans411.ca does not knowingly collect personal information from minors. Use of this website is void where prohibited by applicable law.
In its sole discretion, in addition to any other rights or remedies available to CarLoans411.ca, and without any liability whatsoever, CarLoans411.ca may at any time, without notice to you, terminate or restrict your access to any component of CarLoans411.ca.
This use of the CarLoans411.ca website and any claims against CarLoans411.ca shall be governed by the laws of the Province of Ontario. You consent and submit to the exclusive jurisdiction of the courts located in the City of Toronto, in the Province of Ontario, Canada, in respect of all disputes arising out of or relating to the use of CarLoans411.ca website and these Terms and Conditions.
Personal information is information about an identifiable individual which includes your name, address, age, income, date of birth, gender, financial information and credit records, as well as your opinions, preferences and purchase patterns.
Examples of personal information CarLoans411.ca may collect, use and disclose include your contact information, your financial information and other information that you may provide to us through your Application or otherwise or that we may obtain from third parties in conjunction with your use of the CarLoans411.ca website and services.
CarLoans411.ca will collect personal information by lawful and fair means and only with the knowledge and consent of the person concerned. CarLoans411.ca will only collect personal information which is relevant to the purposes for which it is to be used, to the extent necessary for those purposes, and will take reasonable steps to ensure the information is accurate, complete, and up-to-date.
CarLoans411.ca may use or share your personal information and Application to:
CarLoans411.ca protects your personal information by reasonable security safeguards against loss or theft, as well as unauthorized access, disclosure, copying, use or modification and take all necessary security measures necessary to ensure that personal information is handled and stored in a confidential and secure manner. We review our procedures and security measures regularly to ensure that they are properly administered and remain effective and appropriate for the sensitivity of the information.
Subject to any legal or accounting requirements, we will retain your personal information only as long as necessary to fulfill the purposes for which it was collected. Personal information that is no longer required will be destroyed, erased or made anonymous, although copies of deleted information may continue to exist on back-up media.
You have the right to access, update and correct inaccuracies in your personal information in our custody or control. To access your personal information, a request must be submitted in writing to us at the address provided in the "Contact us" section of this website. We will respond to your request for access or information in a reasonable time. There may be times when we are unable to fulfill your request - for example, if providing access to your personal information would reveal confidential commercial or proprietary information or personal information about someone else (and we are unable to separate your data), or if we are prohibited by law from disclosing the information. We may request certain personal information for the purposes of verifying the identity of the individual seeking access to their personal information records.
CarLoans411.ca will respond in a reasonable time to your questions, concerns and complaints about the privacy of your personal information and our privacy policies and procedures. We will investigate and respond to any concern you have regarding the handling of your personal information.
By accessing this web site, you are agreeing to be bound by Terms and Conditions of Use by this web site, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site.
By submitting our application, you certify that all information herein is true and complete. You authorize CarLoans411.ca and/or our agents/affiliates to obtain any and all credit information from any sources deemed appropriate. By using CarLoans411.ca and/or our agents/affiliates to communicate with you by phone, email, text or any social media platforms. You can withdraw your consent at any time by notifying us or by using the unsubscribe option on any of our electronic messages. You authorize CarLoans411.ca and/or our agents/affiliates to provide reports on the status of your application, including information concerning whether you pre-qualify for a loan or not, which lender's loan offer (if any) you choose to accept, whether your application for credit is denied, and whether you accept a loan from that lender. You authorize CarLoans411.ca and/or our agents/affiliates to communicate with you by email. You authorize CarLoans411.ca to sell to one or more person or organization, car dealerships any or all of which may conduct independent searches in relation to your Personal Information. You authorize CarLoans411.ca and/or our agents/affiliates sell and/or otherwise disclose this Personal information to other wholesale lead providers or motor vehicle dealerships which may be able to assist you in purchasing a vehicle.
CarLoans411.ca has not reviewed all of the sites linked to its Internet web site and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by CarLoans411.ca of the site. Use of any such linked web site is at the user's own risk.
Any claim relating to CarLoans411.ca web site shall be governed by the laws of the Country of Canada without regard to its conflict of law provisions. General Terms and Conditions applicable to Use of a Web Site.
Your privacy is very important to us. We created this page to show you how we keep the information you provide to us safe and private.
Involved companies, car dealerships in this loan process are important. When you apply for credit, you must agree that the info you supply to us may be used to apply for consumer credit reports from one or more credit reporting agencies together with their application and administration of your application.
To give you the best possible service, we work together with service providers in order to deal with your loan applications. We do not arrange for or facilitate credit.
We will release some or all of your information to these providers but just to look for credit for you. We take cautionary steps in order to examine the use of the information and stop the use of the information for any other reason whatsoever. All companies herein are required by law to adhere to federal and provincial privacy laws.
We will collect personal information by lawful and fair means and, with the knowledge or consent of the individual concerned. Personal data should be relevant to the purposes for which it is to be used, and, to the extent necessary for those purposes, should be accurate, complete, and up-to-date.
We will make readily available to customers information about our policies and practices relating to the management of personal information. We are committed to conducting our business in accordance with these principles in order to ensure that the confidentiality of personal information is protected and maintained.
CarLoans411.ca may collect all information regarding your use of our website(s). Such information such as dates and times that you access the website, the browsers and operating systems used, software and devices used, and online services and details of your usage when on our website.
CarLoans411.ca websites, online services, email messages and advertisements may collect information via (e.g. cookies, web beacons, tokens, pixels or tags) to assist CarLoans411.ca to improve its products, services, customer communications and advertising. This will also help CarLoans411.ca keep you safe and prevent fraud.
CarLoans411.ca may use information collected in order to be able to recognize you as a user of the CarLoans411.ca website or online services, and to facilitate and improve your use of the CarLoans411.ca websites or online services. Information may also be used to confirm that messages have been delivered to and opened by you and to provide you with targeted offers unique to you.
CarLoans411.ca may use interest-based advertising services (sometimes called “remarketing” or “retargeting”) provided by third party vendors (such as Google and Facebook) to display unique offers on third party websites and social media sites visited by users of the CarLoans411.ca website.