Get a car loan in Waterloo

Find a Car in Waterloo Today!

Located in Southern Ontario, Waterloo with a population of 105,000, is the smallest city in the Regional Municipality of Waterloo. It's also adjacent to Kitchener. There have been several attempts until 1973 to merge Kitchener and Waterloo into a town, but they all failed. The city was named after Waterloo in Belgium, near which took place the Battle of Waterloo. This battle had ended the Napoleonic Wars across Europe.

In the early 1800’s this area attracted German immigrants, mostly because of the name. By the 1840s, the number of Germans in Waterloo exceeded the rest of the population and became dominant. They settled in the south of the city and established a village named Berlin, which was renamed to Kitchener in 1916. After World War II, Waterloo was incorporated as a city.

High-tech and insurance sectors are dominant in the economy of Waterloo right now. The city’s largest employers are Manulife Financial, Sun Life Financial, Blackberry, and Sandvine. Due to the large concentration of high-tech companies, companies like Google, Electronic Arts, McAfee, Oracle, Intel and NCR Corporation built research and development centres here. Waterloo is also a home to two well-known universities - University of Waterloo and Wilfrid Laurier University with 3,500 and 600 employees, respectfully.

The climate in the Regional Municipality of Waterloo is humid continental with warm summers (with average 25 degrees in July) and cold, but not extreme winters.

Highway 8 and Conestoga Parkway connect Waterloo with Cambridge, Kitchener, and Macdonald-Cartier Freeway on the south.

How to get a quick approval Auto Loan in Waterloo


Are you seeking an auto loan in Waterloo, but are limited by bad, or no credit? Regardless of your credit situation, can help you get a car loan even with a poor credit history.

The Carloans411 process to getting a new vehicle is VERY simple

1) Submit an application – Our simple application form only takes 1-2 minutes to complete
2) Get Approved – After your application is submitted, we work to connect you with a dealership close to Waterloo, so you can pick up your car at the most convenient location.
3) Drive away happy – It is our goal to get you on the road in your new vehicle in less than 48 hours.

The entire process takes two minutes to complete and is 100% free. There is NO obligation to purchase after you have filled out the application. We have simplified everything because we understand your time is valuable and want the quickest results possible.

Bad Credit Car Loans in Waterloo

Are you struggling to get approved for a vehicle because of previous events which have affected your credit? If that is the case, you are not alone. Approximately 15% of all Canadians have a “bad” credit rating. The reasons may vary, but at the end of the day, if you’re stuck in this situation, you have limited options when it comes to getting approved for any type of loan, including car loans.

So, how do you repair your credit? There are many ways to do this, but one of the BEST ways is by limiting your debt, and making sure you make all your payments on time. We understand that mistakes happen in life, and everybody deserves second chances. This is why Carloans411 will approve bad credit car loans when nobody else will. We have faith in your decision to get a new vehicle and successfully improve your credit. Whether you need your vehicle for traveling to work, or helping out with the family, we know how important having a vehicle can be.

No Credit Car Loans in Waterloo

Similar to having bad credit, having NO credit can be just as tricky when trying to get approved for a car loan. Most financial institutions like to see a positive history of paying back debts before offering a loan. However, how are you supposed to get approved for a loan if you’re fresh out of school and recently started a new job? There are many scenarios where having no credit is simply due to the fact that you haven’t much experience in life, and the work industry. Lots of people are searching for no credit check car loans, but the reality is, nobody will lend to you without checking your history. realizes not everything is black and white, and that you might be an amazing and loyal customer, even with no credit history at all. This is why we will get you on the road driving a new vehicle, regardless of your credit situation.

Get accepted today